Union Health Benefits

For Journeyman and Apprentice Electricians

8th District Electrical Benefit Fund
PO Box 30101
Salt Lake City, Utah 84130-1378
1-800-628-6562

 The health and welfare fringe benefit is part of the negotiated benefit package paid by the signatory  contractor above the wage rate at $4.50 per hour worked. Your coverage will become effective 1 month after the month in which you complete 143 hours of work. For example, if you work 143 hours in August and have the lag month of September, you will be eligible for health benefits in October. The health benefit is part of the fringe benefit package and is paid by the contractor for each hour you work. Up to three months of "Bank Hours" (429) can be accumulated to maintain insurance coverage when unemployed. The following is a brief description of the benefit information:

• The annual deductible of $200 per individual - $600 per family will apply to all covered services.

   

• PPO Medical plan (The PPO Network for Wyoming is WHFA)
  • Preferred Providers 80%
  • Non-Preferred Providers 60%
  • Out of Area Providers 80%
  • Coinsurance Maximum:
    • $5000 In Network
    • $10,000 Out-of-Network
    • $5000 Out-of-Network outside PPO area
• Prescription Drug Benefit:
  • Retail Pharmacy Co-pay/Coinsurance:
  • Brand Name Drugs 90% after $25 co-pay
  • Generic Drugs 100% after $5 co-pay
  • Dispensing Limitation 30 day supply
• Mail Order (maintenance medications)
  • Brand Name Drugs 100% after $35 co-pay
  • Generic Drugs 100% after $10 co-pay
  • Dispensing Limitation 90 day supply
• Life Insurance Benefit 
• $20,000 Life insurance on employee. 
• $20,000 Accidental death, dismemberment benefits on employee. 
• $2,000 Life insurance for spouse.
• $1,000 Life insurance for dependents age 0-6 months.
• $2,000 Life insurance for dependents age 6 months and older.
• Member Assistance Program (MAP): APS 1-800-999-1077
  26 authorized visits per calendar year. You must contact the MAP provider to obtain mental health and/or substance abuse treatment

• Routine Annual Benefit: (Insured and Spouse only)
  Subject to the deductible. Reimbursed at 80%. Will pay up to $250.

   

• Pediatric Care:
  • Birth to one year old – Plan pays for six well baby exams and all immunizations.
  • Children one year old through age five – Plan pays for one exam and routine immunizations.